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Caixa real estate auction not only has it happened but it will continue to happen, after all, the half-state bank still continues to take defaults from its customers. But, how do the auctions made by Caixa Econômica Federal work? Is it worth participating in such an event? What is the average value of a Caixa property?
The dream of home ownership is still true in many people's minds. Many still dream of having their land, their house or apartment, registered in their names, so that they can be rent-free. However, as not everything goes as planned, the closest we get to that is financing from Caixa.
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In any case, some things can get out of control, and thus the bills can be delayed and can no longer be paid. What happens from here? If we are talking about a real estate financing da Caixa, there are great chances that your property will be auctioned.
It is also the chance for many to buy their properties at cheaper prices, as auctions are more advantageous from a financial point of view. In today's content, we will explain when it is and how the cash real estate auction. So, if you want to know more about the matter, follow us until the end. Come on, read with us!
When is the Caixa real estate auction?
And then when is the auction of Caixa real estate? In reality, there is not a specific date, but several dates: it turns out that different auctions are held during the year, so you can start from all of them. Just follow the step-by-step instructions that we will make clear in the next topic, on how to follow Caixa auctions.
But, in short, this is it: you can participate in several auctions throughout the year. This goes for every year, not just (which, by the way, is already ending). Thus, it is possible to purchase several properties, since the attachment process for each one that is overdue comes out on different dates.
Generally, new Caixa real estate auctions take place every 90 days. So, if you missed an auction this month, just wait for the next one to be in 3 months, or even less, but keep reading with us to find out how to follow them closely.
How can I follow Caixa's real estate auction?
How can I follow Caixa's real estate auction? You will see below that it is very simple to follow up, place your bids and even purchase a property, be it land, house or apartment. Read the guide below:
- First, open your smartphone or PC browser;
- Then, type “Leilão da Caixa” in the search field, and click on search to start the search;
- Now, click on the first result that appears on your search engine page;
- If you want to skip this entire part mentioned above, simply click on this link: https://www.caixa.gov.br/voce/habitacao/imoveis-venda/Paginas/default.aspx;
- Now that you have arrived at the “Online CAIXA Real Estate Sale” page, check all the information contained therein to stay on top of the details of an auction organized by Caixa Econômica Federal;
- The next step, therefore, is to scroll down the screen a little, in the sector named “Calendar real estate auctions”;
- In this section, you will not only find the date on which the auction will take place, but also the site where it will be held and the public notice number, so that you can find the videoconference link on the indicated site;
- Now, just go to the website, search for the public notice, copy the videoconference link and enter the day and time that will take place, based on the information in the public notice;
- Place your bids and finish off your property.
How much do these properties cost?
But how much do these properties auctioned by CEF cost? Well, it depends on the type of property, after all, land, houses and apartments can – and will – have completely different prices. In this way, what we can say is that the values can be sold for values well below market.
Generally, the auction occurs between 40% and 60% of the market value of the property. So, if it costs R$200,000.00, the last bid will probably be between R$80,000.00 and R$120,000.00 – quite an economy.
This was our guide to the Caixa real estate auction. We hope we have helped you with your queries. If you still have any, comment below and we'll answer it. To the next!